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New year, new possibilities

New Year

New year and 365 new pages to fill in your life. You have a choice, a choice what to make out of every day this year. Make it a good one.

“You only live once, but if you do it right, once is enough.” ― Mae West

No matter what you promised that night not long ago, it all comes down to the small choices we do. Every little choice we do determines the future. Many choices are made without you even knowing it. Things we do every day become habits, and habits are hard to change. Especially the bad.

Owes, promises and goals are great. And they become even greater if you write them down and see them every day. But to keep yourself on track you need discipline and hard work. Nothing in life comes easy.

“Live as if you were to die tomorrow. Learn as if you were to live forever.” ― Mahatma Gandhi

So, what are you going to do with the new year and all the possibilities it brings?

For me it is easy. I will just continue on my path and try to do it better every day. I have my passive income streams that slowly but surely builds my future wealth. I am always looking for new ones, but are much more restrictive than before, lessons learned :-)

“Sometimes your best investments are the ones you don’t make” – Donald Trump

I know my weaknesses and strive to improve. Most important for me is sleep, health and relations that still needs to get better. But now I am a much stronger and happier person than I used to be, which helps a lot.

Remember that knowledge is not power. Execution is.

The keys as I see them is still diversification and balance. You need to diversify your investments so that you still stand tall even if one or two fails. This is important in your personal life as well. If I focus on the above three areas and one fails, perhaps because I get sick, the other two will still make me feel proud and make me strong enough to continue.

Balance is equally good to keep in mind since everything always goes either backwards or forward. What you eat you must consume, what you spend you must earn etc.

New Year

Take care now and let us together make this year the best ever…

Snowy greetings from a cold, but beautiful Sweden.

Regards /Peter

Please make a reply, and follow me :-)

 

New year, new possibilities

 

 

 

 

 

 

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How to invest your precious earnings

How to invest your precious earnings is a delicate matter and requires a lot of thought. It depends on so many factors, and that makes it complicated. But it is crucially important, so please do not ignore it just because you get overwhelmed. Let us clear it out together.

In this post I will try to simplify it for you. I will give you general advice and I will tell you how I have solved the financial puzzle for me and my family.

How to invest your precious earnings

First advice: Go and see a financial advisor, it is worth every penny. This is their line of expertise, not ours.

But before you go to seek advice, you need to find your purpose and your goals. As with everything in life it is important to now why and to map out the overall picture. The chance of getting the right advice’s on how to invest in your financial situation will increase significantly if you come prepared.

 

The second advice: Divide your future economic goals into different plans. Or let’s use the very popular term “buckets”.

How to invest your precious earnings

Let’s say you have a bucket list that you want to complete during the rest of your life. Let’s split this list into different “buckets” depending on time frames.

 

First bucket: Things you want to do when the golden years of retirement comes.

To get a nice retirement we need to play safe. And we do have plenty of time to make it.

 

Second bucket: Things you want to have or experience until retirement.

To have a good life until then, we need to maximize the return without risking too much.

 

Third bucket: Things you plan and dream about buying or doing now.

To get wild and do what we really want, we need to get crazy…

 

How to invest your precious earnings

Do you start to see the picture now? If you divide it like this, your financial advisor will know exactly how to lay out the investment plans for you.

 

Third advice: Make sure you have plenty of monthly savings. Preferably with different purposes (next car, next vacation, pension etc.)

 

As an example so that you understand it completely, I will show you my thoughts and how I have laid it out:

  • My retirement plan consists of real estates, employment pension and monthly savings.

  • My plan to afford new cars, renovations and great vacations etc. consists of monthly savings invested in mutual funds and stocks.

  • My dreams and desires are funded by online programs like digital currency, traffic exchanges and high risk investments.

 

Who are you? The one who always spends and never saves. Or the one who always saves and never spends?

 

In my family I am the spender, and my wife the saver. We solved it by me paying all the bills plus most of the expenses, and my wife making all the savings. We live in a bought apartment and have bought one more that we rent out. We have saved all the child benefits for the sake of their future. And we have nice buffers if need be.

A couple of years ago I started spending money online and I am now starting to reap the rewards. I use these funds to buy things that I normally would not even consider. Last Christmas I bought a really nice gaming computer, piece by piece, for my son. We then built it together. This summer I bought the new MacBook for my daughter, and now I am about to buy us a robot vacuum cleaner. The “dreamplan” for summer is to make this years  vacation trips luxurious :-)

How to invest your precious earnings

As you may notice, the key is as always to diversify. You need long-term investments as well as short-term. You need low risk as well as high risk. And you need to invest in different fields, not to put everything in the same nest.

The Tony Robbins team wrote a nice post about the choice of advisor that you can find here: FIND THE BEST FINANCIAL ADVISOR

I will go and see my financial advisor on Friday, to get his view on how to invest and how to diversify our savings and pension funds.

Good luck, and take care

Peter Cernvall

 

How to invest your precious earnings

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Monthly diary November 2015

Monthly diary, welcome to my newly added page 

This will show exactly what is happening in my life from month to month. Good or bad, I will state it all. The purpose is for us (both you and me) to be able to see the progress, both in screen shots and pictures as well as in writing. The real statements from the programs that I use and a personal summary of the month.

November 2015:

Peter in Mall of Scandinavia

Me treating myself at the newly opened “Scandinavian Mall”

Personally

It has been a good month with both ups and downs. Health is suffering a bit since the bicycling season is over. I miss riding to work in the morning. Need to start exercising at the gym at least ones a week, only happened ones in November. Sleep has also been too poor with too many late nights without actually producing anything. Otherwise OK with good work ethics and good results. Improvement needed in personal relationships as well. Need to show and express more gratitude and love to my friends and family. No one is to be taken for granted..

Business:

Everything I work with now is working great. Bare in mind that I then don´t count the programs that I have given up on. Such as Better Living, UFUN and EMGoldex, which won´t be mentioned again unless something drastic happens. You always have to count on that not everything works or suits you.

My Dreamtutorial

My dreamtutorial is transforming from a blog to a real website.  Early this summer I transferred it from a being a free site on WordPress.com to being a hosted site on WordPress.org I then had to “start from scratch” with no viewers. Have been working on it ever since. Started to blog more  often in September and am now beginning to feel proud of my site. Had some great service made with optimizing, “SEO” and new headers now in November. Used the site Fiver to find me some great resources rather cheap. Can strongly recommend Fiver for any service needed online.

Let´s get down to facts:

Activated subscriber mode in October and now have 287 subscribers. Thank you 😉

Monthly diary November 2015

Put the site up on Traffic Monsoon for some extra traffic and got almost  1700 views in November.

Monthly diary November 2015

I now have enough programs to work with and will stick to them. The only big account I have is OneCoin, but the others will grow slowly but surely :-)

Traffic Monsoon:

It has been an exciting month, since I started this business in October. I feel glad that I joined and it feels better every day. We passed 1,1 million users and more than 25000 new members get in every day. The server has been OK with a few downtime’s due to rapid growth, but always compensated. I got 2 active referrals and went from 17 to 30 ad packs. Bought 4 ad packs with transferred money. This is what my account looks like today when writing this monthly diary:

Monthly diary November 2015

My Paying Ads:

My first traffic Exchange that I started on the 28th of September. The reason for starting with My Paying Ads was the small size of the advertising packages. You start with up to 200 packs that costs 1 dollar each, and then buy up to 200 packs that costs 3 dollar each. I have completed level 2 and is now starting up the third level with 5 dollar packages. The site has been down sometimes and surfing was disabled for a week but everything is working great now and we get compensated good for any downtime. My Paying Ads feels better and better. Currently 86 632 members. This is what my account looks like today when writing this monthly diary:

Monthly diary November 2015

Startrevshare:

The last traffic exchange company i joined. Bought my first packages on the 13th on November. Started with 20 packages at 5$ each and now have 33! This company is a little different since you don´t need to watch ads. They have connected networks instead, like social, advertising etc. This is what my account looks like today when writing this monthly diary:

Monthly diary November 2015

OneCoin:

My golden cow, feeding all other programs and covering all costs. November was a great month with two withdrawals of around 500 euro each. I am continuously selling coins worth up to 60 € every day, and most get sold. We had an increase in mining rate which made the price of OneCoins to rise 1 Euro up to over 3.2 €.  Currently 716 808 members and 429 840 000 Coins mined. This is what my account looks like today when writing this monthly diary:

Monthly diary November 2015

Icon Sachs:

My most “normal” investment that grows almost 1% everyday. Plus that I get 9% of my members growth as well. November has been a great month and I think that the monthly target of 30% growth will get reached and passed. This is what my account looks like today when writing this monthly diary:

Monthly diary November 2015

Better Globe:

My pension plan with trees that will be sold when 20 years has passed. Will give me a passive income 5 years after buying them. I now own 32 trees!  The project with developing these areas and making it possible for kids to go to school makes me proud to be apart of. This is what my account looks like today when writing this monthly diary:

Monthly diary November 2015

1 “Total number of Better Globe trees” means all trees I am entitled to receive profit from. Better Globe Forestry takes care of all the trees in 20 years. My first profit will be paid to me in the 5th year from the planting took place. After 20 years, timber will be cut, the last profit is paid to me and my relation to the trees is closed.
2 “Total number of Better Globe trees planted“. The number of planted trees are a little bit short now, but we will have a lot more trees planted than purchased, as soon as we have prepared our new plantation area in Sosoma.

And now we look forward to Christmas:

Monthly diary November 2015

Merry Christmas to you all

/Peter

Monthly diary November 2015

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Do what you love, love what you do

Do what you love, love what you do. These words can be powerful if used in the right way. But it can also be used against you.

What I mean is that you need to be aware of where you put your effort. Do you put all your effort into a company like Apple, where you are supposed to be dedicated to life. Where you work because you love the ideals. Easy to get used, overrun and overworked. Or is it something you do for free since it fulfills you. That even might make you a fortunate future?
Love what you do

If you do what you love, it is likely that it will make you happy and with a feeling of fulfillment. You cannot go around all your life just working for or pleasing someone else, making them rich and happy. You need to do something for yourself.

But what do you love to do then? Well for me it was a hard question, since I had forgotten all about myself while my kids were growing up. Spent evening after evening playing games as an escape from reality. Short term satisfaction, but fatal for relations and work in the long term.

Long story short, but it all changed when I turned 40. Started to realize that it was time to make a change. I was actually playing the same games as my son, who was 11 years old at the time. Instead of gaming I started to trade online instead. Boy, was that a wake-up call or what. Totally impossible if you could not keep your feelings at bay. The message was clear, I had to work a lot on myself first before doing anything serious online.
Love what you do

Then when I finally started my online career I discovered my true passions. The first discovery was the communities, where you suddenly was apart of something greater than yourself. You were not alone. Then it was all the connections, and all the new “online friends” that I got. Then it was the insights and self understandings I got from all the inspirational books and presentations i plowed through. Then it was the paychecks! Oh, god how I love when paychecks come in. It was a sensation the first time, but it still excites me.

Below one of my gold payments of 3255 Euro from EMGoldex, and my most recent payments from One Coin:
OneCoin Account
 And the small but constantly growing investment that I have in Icon Sachs:
Icon Sachs 20151124

But the best part and the greatest rewards are still the feeling of growth and importance when you look back and see what you have accomplished. Will start a monthly diary here on My Dreamturial so that both you and I can follow the progress from month to month. I Also love when I get feedback and rewards from sharing and contributing. 6 weeks ago I turned on the possibility for you to subscribe to my blog. Today i have 260 subscribers!

This makes me both proud and grateful, two of the greatest feelings to make you happy :-)
Users 20151123

What about you? Where are you in life, do you do what you love? Have you found your true passions to work with? Is there anything that I can do to get you started?

To your success

/Peter

P.s Please leave a comment or send me a friend request

Love what you do, do what you love

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Today is the day

Today is the day to take action. Today is the day that shapes your destiny. Today is the day that counts, because you newer know what happens tomorrow.

Paris

My deepest condolences and sympathies to foremost the French people, the Turkish people and the families and loved ones of the victims. But we can not dwell on the past and circumstances that is out of our control. Bad things will always happen to us and others, but we can only learn from them and go by. All your prevous mistakes and all the misfortunes that happens must become lessons and memories to learn and grow from. The same goes for worries of what could happen in the future. Make plans to deminish the risks you see but do not dwell on them.

We can only fokus on what is here and now. Make dreams and plans for the future but take action to reach them today. It can be small things, it can be ridicoulus things. The only thing that matters is that you do it. Today is the day to take action, not tomorrow…

If you always do what you always did, you will always get what you always got. Do something different!

Take me for example:

My site, this site, My dreamtutorial will become the portal and home for anyone and everyone having an online adventure. To accomplish this I make small improvements every day. It can be a post, a link to something inspirational, a new page, a change in the header, a new welcome mail to my subscribers. As long as I do something every day it grows, and I grow with it.

My businesses: By reaching out to new people, by doing the tasks I am supposed to, by repurchasing and by implementing new ideas it grows little by little. As of now my passive income grows by aproximately one dollar every day. May not be much, but a dollars growth increasing every day will make next summer extremely pleasant. And my investments grows even more :-)

What about you?

Do you have a dream, a project or a plan that you can realise by doing the daily little things. Or do you dwell on the things that you can´t control instead? Forget the past and embrace the future. Contact me and we can make it together. I can be your mentor and I can be your pupil. We always have something to learn from each other.

Today is the day that starts the rest of you life. Make it a good day

Start by putting your energy on areas that works, preferably where your passion lies. On things where results are easy to see. Then by celebrating and feeling good about your small successes you get power to take on more things. Before you realize it you are starting to see improvements in all areas of life. Just make sure you take action on stuff thats needs to be taken care of, not only the easy ones. For me working online has been a rollercoaster with many ups and downs. If something does not work for me today, I just shift to whatever works for me better instead. Everything goes in cycles and every bussiness encounter problems from time to time. By sleeping on it, the problem often get solved by itself.

To your success

/Peter

P.s Please comment below, subscribe or hook me up on social media. To start making your own passive income click below for free registration:

 

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Today is the day that shapes your destiny!

 

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Traffic Monsoon review

Traffic Monsoon review, one month after registration. Many of my friends were posting proof of success all over Facebook and begging me to join them. With over 2 million members and hourly earnings, what could go wrong? I used a friends link and registered. Just like this one: https://trafficmonsoon.com/?ref=cernvall

Traffic Monsoon registration

At first I was sceptical and only bought a few advertising packages. Then when I noticed that I actually get paid every hour, I got more and more exited. After a couple of days I decided to buy a few more advertising packages. Then the day after the second buy, I could buy one package with my earnings. By then I was hooked. And now the earnings make it possible to buy new packages more often for every package I buy. I get around 1$ a day for every active advertising package I own.

 

See my purchases below up until I wrote the draft for this Traffic Monsoon review:

Traffic Monsoon Payment History

To grow and to buy new advertising packages all the time is the business in a nutshell. I watch 10 ads from other members and buy new advertising packages whenever my earnings allow it.  Then I also have the possibility to advertise my own programs or websites. Feels like a bonus since the earnings speak for themselves:

Traffic Monsoon My Websites

Look what happened to my blog when I put it up in Traffic Monsoon (until writing this Traffic Monsoon review):

My Dreamturial Weekly stats

To get the picture clear. You purchase advertising packages that costs 50$. These packages makes you earn hourly revenue from the company. When you have earned 55$ your pack expires. This gives you a 10% return in less than 2 months. But if you have multiple packages the hourly earnings makes it possible for you to purchase new packs more often.

If you have more than 10 advertising packages and purchase new ones whenever you can. You will get a compounding effect that makes it possible to double your amount of advertising packages after 58 days:

 

This is my status right now as I am writing this Traffic Monsoon review:

Traffic Monsoon review

My goal now is to get more active referrals. The more people I can help, the more I earn. For every advertising package bought by any of my referrals I get 10%. Now when we are getting started that might not be much. But later on when I have more referrals and we all have many advertising packages this can mean hundreds of dollars every day. And my plan is to let the daily revenue grow without me interfering and withdrawing. I want to use the commissions to form the basis for my withdrawals instead.

To get a full understanding of Traffic Monsoon you can watch this video from Youtube (not visible in mail):

 

And finally a news teaser from the international Facebook group:

“Its amazing the news that’s come this week in traffic monsoon..
Now over 2 million members, over 28000 joining daily.
Alexa rank in the low 800’s and climbing!
Now 100% PayPal approved and licensed in the USA as a true operating business. Offering a real service and so is covered by their 180 day digital services guarantee. Also now has its own PayPal business account manager.
I’ve learned that the company cash reserves have DOUBLED in the last 2 months… amazing really, now well over 8 figures. Reserves is money still left in the company if everyone stopped buying and just withdrew everything from their accounts.
More and more meetings launching worldwide. Germany coming soon, and was talking to someone last night that wants to blow this up in Hong Kong, China, Taiwan etc.
EVERYONE can earn here, even from FREE via the cash links or referring others. Buy some ad packs to advertise your business, and you can be earning every hour from the company profit share. All excuses have been removed, there isn’t an excuse as to why you cannot join and start earning here.”

 

Conclusion of my Traffic Monsoon review:

  • Register for free here: https://trafficmonsoon.com/?ref=cernvall

  • Watch 10 ads from other members every day

  • Buy as many advertising packages as you can afford

  • Advertise your own businesses

  • Help others to get started if you want to earn even more

  • Impossible to fail!

Help me help you. Join me today for free and start earning cash instantly. Just click the banner below:

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Do you have any questions about this Traffic Monsoon review, or do you want more information? Just post a comment below or hook me up on Facebook.

To your success,

Peter Cernvall

Ny profilbild Peter

Traffic Monsoon review

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Trick or treat?

Trick or treat? I just love it when children comes to my house on Halloween. Colorful and all dressed up as ghosts, skeletons and witches. And that is the feeling I wish to get from commercials as well. A feeling of uncertain “coziness” that surprises me and makes me want to be apart and share.

Pumpkin

But to be honest, I must say that we have seen a lot of improvement overall the last couple of years. It used to be the marketing budget that was the secret to success, and most customers falling for it was being tricked. It was a matter of quantity instead of quality. Then there were a lot of scandals and companies going under. The market suddenly changed more quickly when customers had easier to communicate with each other and also easier to dig for information. New companies with smarter and better solutions became the winners and the old companies had to change. We started to see big companies talking about transparency and loyalty, we started to see more innovation and flexibility.

And now both online and offline we have a much better climate where companies has to care about their reputation and responsibility. This changed the customer behavior even more and today you must have customers trust before you can sell anything. And this is why communication is so important. You must treat everyone with respect, make friends, and realize that everyone has different background and a different view of things.

Are you in for a Trick or treat?

What is your plan? Do you have a short plan and a long plan? Or do you just play along as it goes? My suggestion is both. You need to have some kind of plan or mission with what you do. This is needed for you to keep going even if times get tougher. Then you need something shorter just to get you going and to be able to take action. But it is just as important to play along and see where destiny brings you. My mission is to have fun, love life and to be able to quit my job within 5 years, even though I won´t.  And by building up passive income from multiple sources I am not depending on anything i particullar to really work as planned. I play along and focus on the things that work best for me at the moment. The best part is still that I learn and grow everyday, wich makes me smile and feel happy as a child again :-)

To your success

/Peter

 Trick or treat?

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Giving away free e-books online

Giving away free e-books online is a good way to get your message out. And it is by sharing and giving value that you build your brand.

Robert Kiyosaki and his “Rich dad company” advocates e-books and suggests that every “Solopreneur” should write their own eBook and sell them.

But for me selling is not for me and certainly not what I am after. I want to give my recommendations for free, and then if I deserve it get something back. Because then you have a win-win situation. Anyone and everyone who uses my recommendations will earn money, grow and become happier. And when you earn, I get commission. After a couple of years and many mistakes you finally learn to see what works. And I am not talking about useless “ClickBank” products here :-)

But who has the skill and time to write a great e-book that you can be proud of? Not many unfortunately.

But now you won’t have to. Edward Keyte has done it all for us. And the best thing is that two of my favorite programs are in this eBook. Both MyPayingAds and Traffic Monsoon. Then there are Four corners and Lead Lightning that is great programs too.

Giving away free e-books online

What Edward has done is amazing. He wrote the e-book as a complete guide on how to start these four programs. And then he lets us re brand it with our links in it. And furthermore he has his own back office hosting it with free “opt in”pages, landing pages, banners and training on exactly how to use it and how to market this for free.

Just go ahead and download it for free, even without giving your credentials. Then sign up (still for free) and re brand it by inserting your own chosen affiliate links and make it your own. Then you can start giving away free e-books online yourself.

Just click the banner below and download your own free e-book:

 

Good luck and take care :-)

/Peter

 

Giving away free e-books online

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Make money now with Traffic Monsoon

Make money now, not next month or next year. Make it the modern way. The way it’s supposed to be.

100% guaranteed earnings every hour. If you can click a mouse you can do this. Example:

Make money now

 

I could spend hours talking about my experiences with MLM and pyramids of all kinds. But that is history. The future is all about sharing and growing, which resonates extremely well with my core beliefs. To make money now, you need to take part in a company that shares daily revenue. For a company to be able to share daily revenue it has to be very profitable. Where do you think all the money on the Internet is? In marketing. But only the advertising companies used to get paid. Now it is your turn. Why not get paid to look at advertising ? And to invest in advertising to get a share of the profit…

What if you had a company with over one million customers  who were willing to look at ads every day. Who were willing to buy advertising packages, and who were willing to create their own ads. Would that not be an interesting market to advertise in for any company who could afford it? If the company then would reward its  customers by paying out revenue every hour, depending on numbers of owned packages? Wouldn’t that be great.

This company together with their 1,1 million users exists, since over a year. It is Traffic Monsoon and they call them selves a traffic exchange company. The concept is so well renowned that even Apple has started to advertise on the site. And new companies that tries to copy their business model pops up every day.

Here is a great video explaining how  you can make money now with Traffic Monsoon:

It is free to register here: Make money now, join Traffic Monsoon

One package costs 50$ and will give you 10% return in less than 50 days. Invest again and again and you will get 100% growth within a year.

But if you buy more packages you will earn more from the compounding effect, since you get revenue sharing every hour. You will build up a steady passive income in notime. Everyone earns, no one looses. And if you refer someone else you get sales commission of 10% for every pack that person buys ever…

Please watch the video and sign up here for free to make money now: https://trafficmonsoon.com/?ref=cernvall

To your success ><>

/Peter

Make money now

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Charity makes you happy

Charity makes you happy. Or as Aristoteles called it: doing good deeds make you feel “eudaemonia”. You get what you give.

I believe that there is a balance between sharing and receiving. You are only worth what you can provide as I stated before. All this is about the value you provide and the value you are worth to get in return. Providing value can be sharing and teaching others, it can be to inspire and to make people happy. But the most concrete way to share is charity.

A ton of research shows that giving and charity makes you happy. A report from Harvard I read the other day, “Feeling good about giving (and the costs)” clearly shows that all research points to the fact that happy people give, and gets even happier from giving. It relates to both donations, deeds and charity work. But beware that the effect will be reduced if the reason for giving is selfish and to make yourself happy.

Child Afrika

My charity contribution goes through “Better Globe”. I donate water and funds to support schools (through Child Africa) and microloans in Africa. In order to compensate for my climate footprint and to support the war against the spreading desert in Africa I also donate trees. Furthermore I also invest in trees. Better Globe is doing a fantastic work in Afrika, and both children and adults now have a much better life in the areas affected.

This makes me proud. And that is what charity is all about for me, to make me feel proud. Why do you think that all the celebrities are engaged in charity? Because they have to? No, because it makes them proud and happy. Charity makes you happy. The have the funds to make a difference and take the opportunity to make something good that benefits themselves just as much.

My long term plan is to be able to go down to Africa and help them for a month every winter.

What is Better Globe?

 

See my page about them here: Better Globe

Take care, and care for others

/Peter

Charity makes you happy :-)