success

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New year, new possibilities

New Year

New year and 365 new pages to fill in your life. You have a choice, a choice what to make out of every day this year. Make it a good one.

“You only live once, but if you do it right, once is enough.” ― Mae West

No matter what you promised that night not long ago, it all comes down to the small choices we do. Every little choice we do determines the future. Many choices are made without you even knowing it. Things we do every day become habits, and habits are hard to change. Especially the bad.

Owes, promises and goals are great. And they become even greater if you write them down and see them every day. But to keep yourself on track you need discipline and hard work. Nothing in life comes easy.

“Live as if you were to die tomorrow. Learn as if you were to live forever.” ― Mahatma Gandhi

So, what are you going to do with the new year and all the possibilities it brings?

For me it is easy. I will just continue on my path and try to do it better every day. I have my passive income streams that slowly but surely builds my future wealth. I am always looking for new ones, but are much more restrictive than before, lessons learned :-)

“Sometimes your best investments are the ones you don’t make” – Donald Trump

I know my weaknesses and strive to improve. Most important for me is sleep, health and relations that still needs to get better. But now I am a much stronger and happier person than I used to be, which helps a lot.

Remember that knowledge is not power. Execution is.

The keys as I see them is still diversification and balance. You need to diversify your investments so that you still stand tall even if one or two fails. This is important in your personal life as well. If I focus on the above three areas and one fails, perhaps because I get sick, the other two will still make me feel proud and make me strong enough to continue.

Balance is equally good to keep in mind since everything always goes either backwards or forward. What you eat you must consume, what you spend you must earn etc.

New Year

Take care now and let us together make this year the best ever…

Snowy greetings from a cold, but beautiful Sweden.

Regards /Peter

Please make a reply, and follow me :-)

 

New year, new possibilities

 

 

 

 

 

 

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Be proud of who you are

Be proud, and walk with lions!

This is my feeling now, and what you should aim for. Let the wind wash your face, and the sun make you golden.

Be proud of yourself

Be proud of yourself. You are special and no one can appreciate you more than yourself. It always comes down to what you feel deep inside. Make sure you find the good reasons to believe in yourself. This can actually be more important than you think. If you feel proud your self-esteem gets high and your life gets better in every way.

It is easy to be proud of something your wife, friends or kids do, but it is so much harder to be proud of who you are and what you do.

Here is my easy pride, and what makes me the most proud. My 13-year old daughter singing Hello, by Adele (sorry for the bad recording):

There are actually two sides that needs to be worked on to feel proud. The first area is the thought pattern that often gets in our way with negative thoughts. The other is how we act and behave. But as always, what´s most important is that you do take action…

How to work on your thoughts:

Keyword here is gratitude and acceptance. Be grateful for what you have and accept who you are. You cannot go around comparing yourself with everyone else who seem better than you. First of all, you have no idea of how they feel. Second, everyone has their good sides and their bad sides. Better to accept who you are and what you have. If you think about it for a while, you will start to see that you have a lot to be thankful for. And you will also see that you too have good sides, abilities and skills that you normally just take for granted.

The best practice to learn gratitude is to write 3 things that you are grateful for every day. If you do that for 90 days without repeating anything, you will see a transformation. Maybe I should do that here on my site? Just to prove my case…

Then we have the next side that matters just as much. To become proud of who you are, the phase where you build your confidence, self-esteem and pride.

To make yourself a lion, you have to act like a lion. Remind yourself of the good things you have done in the past and make them closer and closer to today. Good things can be small or big, as learning something new or helping someone out. It can also be accomplishments like finishing a book, a course or winning a competition. Then with some practice you can think back of today and tap yourself on the shoulder for the good things you did. Soon you will start to chase good things to do, just to be able to tap yourself :-)

It is also good to affirm yourself with good affirmations. Either you do it yourself in front of the mirror, or you listen to a recording. You can use the one i had in a earlier post called Positive affirmations help:  http://directory.libsyn.com/episode/index/id/3733155#XqWABKOXiyBqq2vx.03

Another good way to start is to change your appearance for the better.

  • First of all, sleep well, eat healthy and exercise regularly. Can not told to many times.
  • Then plan your day and your outfit for tomorrow, so that come prepared and look good.
  • Make sure you take time to start your day properly with enough time to eat, get fresh and get your mood up.
  • Then it´s time to rise yourself up. Walk like a lion, stretch. Go straight up and walk tall with a happy face. If others see you walk tall, smiling with a friendly face they will see you as fortunate and treat you as such.

And do remember that pride is also connected to how you treat others. If you treat others the best way you can, it will make you proud. Everything you do and deserves comes back to you. Be of service, be helpful.

Be proud, and walk with lions.

/Peter

Please leave a comment :-)

Be proud of who you are

Gratitude day 1: 

My kids

My caring wife

Having you, my readers

Gratitude day 2:

Being born in beautiful Sweden

Being raised by great parents

Having a great job

 

 

 

 

 

 

 

 

 

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How to invest your precious earnings

How to invest your precious earnings is a delicate matter and requires a lot of thought. It depends on so many factors, and that makes it complicated. But it is crucially important, so please do not ignore it just because you get overwhelmed. Let us clear it out together.

In this post I will try to simplify it for you. I will give you general advice and I will tell you how I have solved the financial puzzle for me and my family.

How to invest your precious earnings

First advice: Go and see a financial advisor, it is worth every penny. This is their line of expertise, not ours.

But before you go to seek advice, you need to find your purpose and your goals. As with everything in life it is important to now why and to map out the overall picture. The chance of getting the right advice’s on how to invest in your financial situation will increase significantly if you come prepared.

 

The second advice: Divide your future economic goals into different plans. Or let’s use the very popular term “buckets”.

How to invest your precious earnings

Let’s say you have a bucket list that you want to complete during the rest of your life. Let’s split this list into different “buckets” depending on time frames.

 

First bucket: Things you want to do when the golden years of retirement comes.

To get a nice retirement we need to play safe. And we do have plenty of time to make it.

 

Second bucket: Things you want to have or experience until retirement.

To have a good life until then, we need to maximize the return without risking too much.

 

Third bucket: Things you plan and dream about buying or doing now.

To get wild and do what we really want, we need to get crazy…

 

How to invest your precious earnings

Do you start to see the picture now? If you divide it like this, your financial advisor will know exactly how to lay out the investment plans for you.

 

Third advice: Make sure you have plenty of monthly savings. Preferably with different purposes (next car, next vacation, pension etc.)

 

As an example so that you understand it completely, I will show you my thoughts and how I have laid it out:

  • My retirement plan consists of real estates, employment pension and monthly savings.

  • My plan to afford new cars, renovations and great vacations etc. consists of monthly savings invested in mutual funds and stocks.

  • My dreams and desires are funded by online programs like digital currency, traffic exchanges and high risk investments.

 

Who are you? The one who always spends and never saves. Or the one who always saves and never spends?

 

In my family I am the spender, and my wife the saver. We solved it by me paying all the bills plus most of the expenses, and my wife making all the savings. We live in a bought apartment and have bought one more that we rent out. We have saved all the child benefits for the sake of their future. And we have nice buffers if need be.

A couple of years ago I started spending money online and I am now starting to reap the rewards. I use these funds to buy things that I normally would not even consider. Last Christmas I bought a really nice gaming computer, piece by piece, for my son. We then built it together. This summer I bought the new MacBook for my daughter, and now I am about to buy us a robot vacuum cleaner. The “dreamplan” for summer is to make this years  vacation trips luxurious :-)

How to invest your precious earnings

As you may notice, the key is as always to diversify. You need long-term investments as well as short-term. You need low risk as well as high risk. And you need to invest in different fields, not to put everything in the same nest.

The Tony Robbins team wrote a nice post about the choice of advisor that you can find here: FIND THE BEST FINANCIAL ADVISOR

I will go and see my financial advisor on Friday, to get his view on how to invest and how to diversify our savings and pension funds.

Good luck, and take care

Peter Cernvall

 

How to invest your precious earnings

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Trick or treat?

Trick or treat? I just love it when children comes to my house on Halloween. Colorful and all dressed up as ghosts, skeletons and witches. And that is the feeling I wish to get from commercials as well. A feeling of uncertain “coziness” that surprises me and makes me want to be apart and share.

Pumpkin

But to be honest, I must say that we have seen a lot of improvement overall the last couple of years. It used to be the marketing budget that was the secret to success, and most customers falling for it was being tricked. It was a matter of quantity instead of quality. Then there were a lot of scandals and companies going under. The market suddenly changed more quickly when customers had easier to communicate with each other and also easier to dig for information. New companies with smarter and better solutions became the winners and the old companies had to change. We started to see big companies talking about transparency and loyalty, we started to see more innovation and flexibility.

And now both online and offline we have a much better climate where companies has to care about their reputation and responsibility. This changed the customer behavior even more and today you must have customers trust before you can sell anything. And this is why communication is so important. You must treat everyone with respect, make friends, and realize that everyone has different background and a different view of things.

Are you in for a Trick or treat?

What is your plan? Do you have a short plan and a long plan? Or do you just play along as it goes? My suggestion is both. You need to have some kind of plan or mission with what you do. This is needed for you to keep going even if times get tougher. Then you need something shorter just to get you going and to be able to take action. But it is just as important to play along and see where destiny brings you. My mission is to have fun, love life and to be able to quit my job within 5 years, even though I won´t.  And by building up passive income from multiple sources I am not depending on anything i particullar to really work as planned. I play along and focus on the things that work best for me at the moment. The best part is still that I learn and grow everyday, wich makes me smile and feel happy as a child again :-)

To your success

/Peter

 Trick or treat?

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Giving away free e-books online

Giving away free e-books online is a good way to get your message out. And it is by sharing and giving value that you build your brand.

Robert Kiyosaki and his “Rich dad company” advocates e-books and suggests that every “Solopreneur” should write their own eBook and sell them.

But for me selling is not for me and certainly not what I am after. I want to give my recommendations for free, and then if I deserve it get something back. Because then you have a win-win situation. Anyone and everyone who uses my recommendations will earn money, grow and become happier. And when you earn, I get commission. After a couple of years and many mistakes you finally learn to see what works. And I am not talking about useless “ClickBank” products here :-)

But who has the skill and time to write a great e-book that you can be proud of? Not many unfortunately.

But now you won’t have to. Edward Keyte has done it all for us. And the best thing is that two of my favorite programs are in this eBook. Both MyPayingAds and Traffic Monsoon. Then there are Four corners and Lead Lightning that is great programs too.

Giving away free e-books online

What Edward has done is amazing. He wrote the e-book as a complete guide on how to start these four programs. And then he lets us re brand it with our links in it. And furthermore he has his own back office hosting it with free “opt in”pages, landing pages, banners and training on exactly how to use it and how to market this for free.

Just go ahead and download it for free, even without giving your credentials. Then sign up (still for free) and re brand it by inserting your own chosen affiliate links and make it your own. Then you can start giving away free e-books online yourself.

Just click the banner below and download your own free e-book:

 

Good luck and take care :-)

/Peter

 

Giving away free e-books online

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Make money now with Traffic Monsoon

Make money now, not next month or next year. Make it the modern way. The way it’s supposed to be.

100% guaranteed earnings every hour. If you can click a mouse you can do this. Example:

Make money now

 

I could spend hours talking about my experiences with MLM and pyramids of all kinds. But that is history. The future is all about sharing and growing, which resonates extremely well with my core beliefs. To make money now, you need to take part in a company that shares daily revenue. For a company to be able to share daily revenue it has to be very profitable. Where do you think all the money on the Internet is? In marketing. But only the advertising companies used to get paid. Now it is your turn. Why not get paid to look at advertising ? And to invest in advertising to get a share of the profit…

What if you had a company with over one million customers  who were willing to look at ads every day. Who were willing to buy advertising packages, and who were willing to create their own ads. Would that not be an interesting market to advertise in for any company who could afford it? If the company then would reward its  customers by paying out revenue every hour, depending on numbers of owned packages? Wouldn’t that be great.

This company together with their 1,1 million users exists, since over a year. It is Traffic Monsoon and they call them selves a traffic exchange company. The concept is so well renowned that even Apple has started to advertise on the site. And new companies that tries to copy their business model pops up every day.

Here is a great video explaining how  you can make money now with Traffic Monsoon:

It is free to register here: Make money now, join Traffic Monsoon

One package costs 50$ and will give you 10% return in less than 50 days. Invest again and again and you will get 100% growth within a year.

But if you buy more packages you will earn more from the compounding effect, since you get revenue sharing every hour. You will build up a steady passive income in notime. Everyone earns, no one looses. And if you refer someone else you get sales commission of 10% for every pack that person buys ever…

Please watch the video and sign up here for free to make money now: https://trafficmonsoon.com/?ref=cernvall

To your success ><>

/Peter

Make money now

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Charity makes you happy

Charity makes you happy. Or as Aristoteles called it: doing good deeds make you feel “eudaemonia”. You get what you give.

I believe that there is a balance between sharing and receiving. You are only worth what you can provide as I stated before. All this is about the value you provide and the value you are worth to get in return. Providing value can be sharing and teaching others, it can be to inspire and to make people happy. But the most concrete way to share is charity.

A ton of research shows that giving and charity makes you happy. A report from Harvard I read the other day, “Feeling good about giving (and the costs)” clearly shows that all research points to the fact that happy people give, and gets even happier from giving. It relates to both donations, deeds and charity work. But beware that the effect will be reduced if the reason for giving is selfish and to make yourself happy.

Child Afrika

My charity contribution goes through “Better Globe”. I donate water and funds to support schools (through Child Africa) and microloans in Africa. In order to compensate for my climate footprint and to support the war against the spreading desert in Africa I also donate trees. Furthermore I also invest in trees. Better Globe is doing a fantastic work in Afrika, and both children and adults now have a much better life in the areas affected.

This makes me proud. And that is what charity is all about for me, to make me feel proud. Why do you think that all the celebrities are engaged in charity? Because they have to? No, because it makes them proud and happy. Charity makes you happy. The have the funds to make a difference and take the opportunity to make something good that benefits themselves just as much.

My long term plan is to be able to go down to Africa and help them for a month every winter.

What is Better Globe?

 

See my page about them here: Better Globe

Take care, and care for others

/Peter

Charity makes you happy :-)

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A blog is the best way to start

A blog is the best way to start working online, and it doesn’t matter if your purpose it to make money, or if it is something completely different. Everything should start with a blog. And the reason for this is:

  • A blog is the best way to start learning, period
  • A blog is the best way to start and the easiest way to take action, baby steps towards your freedom
  • A blog is the best way to start because you are not depending on anyone else but yourself
  • A blog is the best way to start because it is forever growing and will get better and better with time. Both in search engines and in quality since you get better with practice.
  • A blog is the best way to start because it is rewarding. You feel noticed and important when you see that someone sees your blog and comment on your posts.

The best way to learn? Yes, because you have to write and work on your communication skills. You have to start thinking and researching, in order to find subjects to write about. This process makes you curious and eager to learn new things. You learn the best by trying to teach others what you already know.

Easiest way to take action? Yes, because you can start now without a penny and without any knowledge. Just start a free WordPress blog and you are up in no time. Just to click on ad post, write and publish. Anyone can do this and everyone gets better with every post that are written. See here: https://learn.wordpress.com/get-started/

Not depending on anyone else? Yes, extremely important when you start without any experience. It is so easy to fall for any marketing tricks before you know the ropes. As an inexperienced online seeker you are the main target for most marketers who wants to grab your money promising fortunes and a glorious lifestyles. You are then better off on your own trying to develop your own skills and starting your journey to personal development.

Forever growing? Yes, a blog is growing all the time you add something and all the time someone sees it or comment on it. And you will get amazed how easy it becomes to write after a while. Furthermore, you will start to love It as it almost feels like a need to express yourself and get your thoughts out there into the online world. The search engines will love it more when it gets regularly updated and as with women and wine, it only gets better as the years pass by.

Last but not least, it is rewarding. The feeling of your first visitors actually finding the things you write. And when the comments and questions start pouring in. You immediately start to feel important and part of something greater. The successes are easy to celebrate and gives you energy to continue. Most things online requires a lot of work before you see any results at all, and it is so easy to give up. But a blog keeps getting you the feedback and inspiration you need.

Last week I wrote a post about “The best ways to make money online“. In that post I mention a blog as one of the best ways to make money online. The reason for it is that if you are consistent with your updates, and develop some skills your blog will grow. And in time you will have a lot of visitors coming to your site. These visitors are worth money. You can either get income from ads like Google AdSense, or you can promote your own affiliate offers. Another popular way to use your blog to earn money is to offer consulting in your expertise area.

Good luck

/Peter

P.s Please make a comment or hook me up on social media

A blog is the best way to start making money online

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Diversify focus to ensure results

Diversify focus to ensure results. What if you only focus on one thing, and that doesn’t work? Would that not feel discouraging, and even be a reason to quit?

diversification

In my last post (make yourself useful) I wrote about developing your skills.  When you do, you need to focus. It is impossible to quit smoking, go on a diet and start exercising at the same time. But if you can choose different areas in your life and focus on one thing in each area, then it becomes much easier and your chance of success increases.

As an example:

  • Health: To improve your health you choose to focus on getting adequate sleep, or to eat less sugar.
  • Relations: You focus on being happy and loving every time you come home, and surprise with a gift sometimes. Or you could decide to be totally present, without your phone, whenever your family is around you.
  • Work: Here is your focus on being “prompt” and prepared all the time.
  • Personal development: You read from a “good book” and write your plans and checklists every day. Alternatively you work on your skills to set up a blog, write a post or learn to understand SEO etc.

By doing all this but only focus on one single thing for each area of your life, you diversify focus. And the best thing about it is that you will always have something to celebrate and feel good about. Success feeds success. If it is habits that we are working on you must remember that it takes 14 days straight to learn them. After that and not before, you can choose to work on a new habit. If it is a hard habit to break or implement, try a 30-day challenge :-)

It is all about growing and replacing bad habits with good ones. If you don’t grow you shrink. If you constantly work on your habits you will slowly but surely change your life completely. You can read all about your habits and how it can change your life in the book “The Slight Edge“. I wrote 2 posts about that book a while ago: “The slight edge by Jeff Olson” and “Applying “The slight edge”.

The slight edge new

Take care and grow,

Best regards

/Peter

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Diversify focus to ensure results

 

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Make yourself useful

Make yourself useful and increase your value. In my last post (Thank you for subscribing to my blog!) I talked about the purpose of my blog and my plan to make it useful for you. But this concept is not unique. Everything today is about providing value. Especially when it comes to the size of your paycheck.

image

Are you being paid sufficiently? Your salary is only a measurement of the price you can be replaced for. If you only know what most people on the street know your “price tag” is cheap. But if you have special skills or knowledge it will get expensive to replace you.

What I recommend you to do is to develop your skills. And in particular, dwell on your passions. What you love to do is easy to learn. Especially since all skills needs learning by doing and repetition to master. But, the most efficient way to learn is by teaching…

And here the blog comes in again. By teaching others what you know you learn. And by teaching others you also provide value. Providing value is another great way to prove your worth. Lately I have been hearing that the description of your value is also by the amount you share, or “you get what you give”.

It is strange, but I start to believe that coincidence is a rare factor. Most things we do have a purpose, and most things are meant to happen. This is not like if things are supernatural, but rather that we shape our lives whether we want it or not.

Think about it like this: when you play with your kids and look for a yellow car, there are suddenly much more yellow cars out than usual. Or like when you fall in love with the Tesla cars, suddenly you see them a lot. “What you seek you shall find”.

image

If your mind is negative and stressed you will find more negativity and stress. But if you affirm yourself with positive thoughts, set your goals and expectations high you are much more likely to find success and happiness. Like “the law of attraction” but in a more logic and realistic way.

Take care now, and please affirm yourself

Make yourself useful

/Peter

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